Canada’s $179 GST/HST Credit Confirmed For July 2025- Eligibility And Payment Details
The Canada Revenue Agency (CRA) has confirmed that the next Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit payment will be issued on July 4, 2025.
This non-taxable quarterly benefit aims to assist low- and modest-income individuals and families in offsetting the GST or HST they pay.
For the July 2025 installment, eligible recipients can receive up to $179 per child under 19, with additional amounts based on marital status and income.
What Is the GST/HST Credit?
The GST/HST credit is a tax-free quarterly payment designed to help Canadians with low and modest incomes offset the GST or HST they pay on goods and services.
The credit may also include payments from provincial and territorial programs. Eligibility and payment amounts are determined based on the information provided in your annual tax return.
Eligibility Criteria for July 2025
To qualify for the GST/HST credit in July 2025, you must meet the following conditions:
- Be a Canadian resident for income tax purposes.
- Be at least 19 years old before April 2025. If under 19, you must have (or had) a spouse or common-law partner, or be (or have been) a parent living with your child.
- Have filed your 2023 income tax return, even if you had no income.
- Have an adjusted family net income below certain thresholds. For the 2023 base year, the maximum income to receive the credit is approximately $54,704 to $72,244, depending on your family situation.
Payment Amounts for July 2025
The GST/HST credit amounts for the payment period from July 2024 to June 2025 are as follows:
| Recipient Type | Maximum Annual Amount | Quarterly Payment (Approximate) |
|---|---|---|
| Single (no children) | $519 | $129.75 |
| Married/Common-law (no children) | $680 | $170 |
| Per child under 19 | $179 | $44.75 |
Note: These amounts are subject to change based on annual inflation adjustments and individual circumstances.
Payment Schedule
The GST/HST credit is issued quarterly. For the 2024–2025 payment period, the dates are:
- July 4, 2024
- October 4, 2024
- January 3, 2025
- April 4, 2025
For the 2025–2026 payment period, the first payment will be on July 4, 2025.
How to Apply
There is no separate application for the GST/HST credit. Simply file your annual income tax return, and the CRA will automatically determine your eligibility. Even if you had no income, filing ensures you are considered for the credit.
For newcomers to Canada:
- If you have children, complete Form RC66.
- If you do not have children, complete Form RC151.
What to Do If You Don’t Receive the Credit
If you believe you’re eligible but haven’t received your payment:
- Confirm your tax return was filed and processed.
- Check your CRA My Account for any notices or updates.
- Ensure your banking and mailing information is up to date.
- Contact the CRA directly if issues persist after 10 business days.
Impact on Low-Income Families
The GST/HST credit provides essential financial support to low-income individuals and families, helping to cover costs such as groceries, transportation, and utilities.
Combined with other programs like the Canada Child Benefit and climate action incentive payments, it forms part of a broader strategy to promote income equality.
The GST/HST credit for July 2025 offers vital financial assistance to eligible Canadians. By understanding the eligibility criteria and ensuring your tax information is up to date, you can take full advantage of this benefit.
FAQs
How is the GST/HST credit amount determined?
The amount is based on your adjusted family net income, marital status, and the number of children under 19 in your care, as reported on your 2023 tax return.
Do I need to apply separately for the GST/HST credit?
No. By filing your annual tax return, the CRA will automatically assess your eligibility for the credit.
What should I do if my marital status or number of children changes?
You should inform the CRA immediately of any changes to ensure your credit amount is accurately calculated.